Santa Ana Group
Rosario is the group leader; she has sold clothing, footwear and other accessories on order for several years. Although sometimes her profits are not very large she must still try to contribute to her household's expenses because otherwise they would not have enough to survive. Daysi is a long-standing member of the group who always sees to making punctual repayments. For the past 5 years she has sold prepared meals during the day and fast-food, like salchipapas (French fries with fried hot dog sausages) and hamburgers, at night. Her earnings help her spouse meet part of the family's living expenses. Wilmer is the only male in the group. He has been a taxi driver for 6 years. He has a lot of experience in this line of work but sometimes has few customers so he often has to work until very late at night to earn enough to support his family. One thing in his favor is that he owns his car so he can go out to work anytime. The funds requested will be used to capitalize their various work activities to take advantage of the festive times that are near for they hope to have better profits than in other months.
Rosario es la presidenta del grupo, vende ropa, zapatos, zapatillas, además de otros accesorios a pedidos hace varios años, aunque a veces no tiene mucha ganancia, aun así debe de aportar para algunos gastos en casa porque de lo contrario no les alcanzaría para sobrevivir.
Daysi es una de las socias más antiguas del grupo que se preocupa en el aporte puntual de la cuota, ella se dedica desde hace 5 años a la venta de comida, menú durante el día y comida rápida como salchipapas y hamburguesas por las noches, con los ingresos puede aportar y ayudar a su conyugue con parte de los gastos familiares.
Wilmer es el único hombre del grupo, se dedica al servicio de taxi hace 6 años, en este rubro tiene mucha experiencia, pero a veces tiene pocos clientes así que él, tiene que trabajar algunos días hasta altas horas de la noche para poder mantener a su familia. Algo favorable para el es que el auto es propio así que puede salir a hacer servicio en cualquier momento.
El préstamo solicitado por el grupo servirá para implementar sus negocios ya que en este mes de festividad, desean tener más ganancias que otros meses
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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