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Francoise is 40 years old, is married with two children, and takes care of three dependents. Both the children and dependents are aged between 11 and 14 years. Francoise and her family live in the Eastern Province of Rwanda.

Francoise owns a public secretariat service where she deals with different computer services, such as typing, printing, photocopying, and other services. This is her ninth successful year in the secretarial business! The hours of her business are from 8 a.m. to 6 p.m. every day except Sunday.

Although Francoise has been in the business for nine years, the profit is still too low for her to expand meaningfully. For that reason, she believes that additional capital would enable her business to progress. To end this, Francoise is requesting a loan from Kiva lenders via Vision Finance Company in order to purchase additional computer accessories.

With this additional equipment, Francoise hopes that she will expand her business through hiring other people to assist in service delivery, as well as by improving the services provided to her customers.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 30
    View loans »
    Rwanda Loans Fundraising
  • $13,326,100
    Funds lent in using Kiva
  • 566.9
    Rwanda Francs (RWF) = $1 USD