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Ros P. is a 33-year-old resident of the rural area of Siem Reap province. She currently owns a bicycle which she uses to pick up fresh fish to sell around her community. She usually earns $2 each day to feed her family.

She is married with three young, school-aged kids. Her husband is a local carpenter who creates decorative wooden details to go on other furniture, such as tables, chairs, beds, windows, etc.

Ros P. said that these days she hardly travels anywhere and she needs to pay for a taxi because she doesn’t own a vehicle. Thus, she has requested a loan of US$600 to purchase a used motorbike which will allow her and her family to ride.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 47
    View loans »
    Cambodia Loans Fundraising
  • $38,746,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Ros to purchase a used motorbike.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 13, 2009
Jan 1, 2010
Currency Exchange Loss:
Oct 16, 2010