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Raquel
Sra. Raquel is a member of the Communal Bank “Nueva Luz del Mañana” (New Light of Tomorrow), which is part of Asociación Arariwa in Cusco Province, Department of Cusco. She is 25 years old, in a common law marriage, and has an 8 month old son named Guillermo.


Motivated by her personality and desire to fulfill her dreams, Raquel started a business selling snacks. She has been gaining customers from the beginning and her earnings allow her to provide for her household. Today Raquel has regular customers who ask for her products, so she personally attends to each individual with her charismatic personality. She has been in this business for a number of years and has done very well as a result of all the effort she puts into her work. She is a hardworking mother and entrepreneur who succeeds on behalf of her family despite facing adversity. The loan she is requesting will be used to buy more snacks since her sales are at their highest during this time of the year.


Raquel is grateful for this opportunity and commits to making her payments on time. In the photo, she is accompanied by her niece.

View original language description ↓
La señora RAQUEL, pertenece al Banco Comunal “NUEVA LUZ DEL MAÑANA” de la Asociación Arariwa de la Provincia del Cusco, Departamento del Cusco. Es conviviente, tiene 25 años y tiene un hijo. Su hijo se llama Guillermo tiene 8 meses de nacido.

Su carácter y su anhelo de cumplir sus sueños, le motivaron a emprender su propio negocio de venta de bocaditos (snack) con cuyas ganancias aportaría al ingreso económico en su hogar, desde su inicio a la fecha ha ido ganando clientes. Hoy en día cuenta con clientes fijos que le solicitan los productos y les atiende con el carisma que le caracteriza. Ya son varios años con el negocio y le ha ido muy bien gracias a todo el empeño que pone en su trabajo. Nuestra socia es una madre trabajadora y emprendedora que saca adelante a su familia a pesar de las adversidades. La socia requiere el préstamo para aumentar el capital del negocio comprando más bocaditos pues en esta época de años es donde se vende más.

La socia se encuentra agradecida por la oportunidad brindada mediante este medio y así mismo se compromete a cumplir con el pago correspondiente al cronograma. En la foto la socia esta acompañada de su sobrina.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $6,715
    Average annual income
  • 51
    View loans »
    Peru Loans Fundraising
  • $53,895,075
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Raquel provide additional operating capital for her snack business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 24, 2009
Listed
Dec 10, 2009
Currency Exchange Loss:
Covered
Ended:
Apr 15, 2010