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Valentina is a divorced entrepreneur from Kherson, where she sells women’s clothing at the local markets known as Dneprovskyi. Valentina notes that she is a very disciplined vendor and a borrower. In particular, she explains that she wisely invests her funds and promptly repays her loans. Valentina has been in this trade for seven years. Currently, she has approximately 52,000 Grivnyas (UAH) invested in business, and her gross income amounts to approximately 35,000 Grivnyas (UAH) per month.

Valentina is requesting a loan in the amount of 13,650 Grivnyas (UAH) (i.e., $1,725) to re-stock her inventory and, as a result, boost her sales. She has proven to be a smart, responsible business owner. She hopes that you are willing to take this opportunity to assist her with the ongoing success of her business.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 1
    View loans »
    Ukraine Loans Fundraising
  • $6,399,475
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,725 helped Valentina to improve her business by increasing her business's inventory.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 13, 2009
Dec 13, 2009
Currency Exchange Loss:
Jun 15, 2010