Con Dios Adelante 1-5 Group
Xiomara is a borrower who lives near La Romana, Dominican Republic. She is the coordinator for her group, Con Dios Adelante (Onward with God), and her story is representative of the other borrowers in the group. They live in Batey San German, a small community north of La Romana. Bateyes are small rural communities built by sugar companies to house their field workers. Like San German, bateyes are usually remote, lack good sanitation and medical services, and have little to no access to potable water and electricity. Xiomara lives in this community with her husband and three children, ages 16, 12, and a 10-year-old named Melvin. Their house has a cement foundation with wooden walls and a tin roof, and it is lent to them by the sugar company.
Thank you for your loan to Xiomara and the Con Dios Adelante group!
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid