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Roseline
Roseline O. is 34 years old, married with three children. Her husband is a commercial driver and he also supports the home. Roseline sells groceries to make a living. She has been in this business for six years. Roseline hopes to own a supermarket in the future.

Her challenge in her business is inadequate funds. She is requesting a loan amount of 50,000 Nigerian naira (NGN) to purchase more groceries to sell. This is the high season for sales and she hopes to make more profits. She says thanks to Kiva lenders.

Roseline is a client of LAPO (Lift Above Poverty Organization). LAPO is committed to improving lives in Nigeria and Africa.

Additional Information

Important Information

The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan. http://www.kiva.org/partners/20

About Nigeria

  • $1,188
    Average annual income
  • 14
    View loans »
    Nigeria Loans Fundraising
  • $5,894,575
    Funds lent in using Kiva
  • 149.3
    Nigeria Nairas (NGN) = $1 USD