After successfully repaying the loan, she now requests another loan of $400 with which she plans to increase her business of cultivation and selling of crops and off-license (liquor store) so she can earn money to buy food for the family and pay apprentice fees for her children.
She plans to pay the loan in 18 months, and the first installment of repayment shall be made on the fourth month from the date of disbursement.
About Grounded and Holistic Approach to People's Empowerment (GHAPE)
This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.
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Success!! The loan was 100% repaid