Habil Q. is a 36-year-old trader who sells mobile phones in the city center of Lankaran. He has 8 years of experience in this field and, during these hard years, he built his own store. He has two sons, of whom is he very proud because they are studying in high school and are very smart guys. He believes that they could be scientists one day.
Habil applied for a loan of 1600 AZN to a open new store in the other part of city.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.