Las Afortunadas Ii Group
Teresa is the president of this communal bank. She is 18 years old, single, and makes necklaces, bracelets, and earrings. The first loan that she received was for 300 PEN, which she used to purchase stones and thread for costume jewelry. Now she needs 600 PEN, which she will use to purchase fabric and make handbags and purses with precious stones. Teresa’s goal is to have a well-run costume jewelry workshop.
The “Las Afortunadas II” communal bank needs a loan of 6500 PEN, which the members will use to invest in their different businesses: sewing, perfume sales, grocery sales, fruit sales, coal sales, etc. Each member’s dream is to succeed in this competitive world and to be able economically support their families.
La meta de Teresa es tener un taller bien implementado de Bisutería.
El Banco Comunal “Las Afortunadas II” requiere un crédito de 6500 soles, que las socias utilizarán para invertir en las diferentes actividades que desarrollan: costura, venta de perfumería, venta de abarrotes, venta de frutas, venta carbón, entre otros. El sueño de todas las socias es seguir adelante en este mundo competitivo y poder aportat económicamente en sus hogares.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid