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Irina is married with a 12-year-old daughter. She sells cosmetics and perfumes in one of the local markets in Zaporozhye. Irina owns two vending locations in the same marketplace. She has a loyal clientele. Her customers buy from her because she has affordable prices in comparison to other entrepreneurs working with the same type of merchandise. Irina has been in this trade for eight years. She has 25,000 Grivnyas in inventory. Her profit amounts to 3,000 Grivnyas.

Irina is seeking a loan of 12,100 Grivnyas to purchase additional merchandise for the upcoming holiday season. Irina’s sales always get a boost at Christmas and New Year’s. She believes the generated profit will not only help her keep a stable position in the market, but will also offer a better livelihood for her family. Irina has been a role model of discipline, accuracy and responsibility. We believe perseverant work and natural liveliness will help her succeed in trade and repay her current loan on time.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 7
    View loans »
    Ukraine Loans Fundraising
  • $6,400,750
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,525 helped Irina to purchase additional merchandise to sell during the holiday season.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 11, 2009
Dec 11, 2009
Currency Exchange Loss:
Jun 15, 2010