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Grace's Group
In this Group: Grace, Jane, Joan, Mayi, Aidha, Moses, Jalia, Jane, Sylivia, Jamila, Moses, Joy, Prossy, Siraj*, Karim*, Paul*
* not pictured
N. Grace is the leader of her lending group in Jinja. She prepares local brew known as “malwa” for sale, using millet that is fried on a large metallic tray, milled, mixed with water, and after a few days, it’s ready. She is 43 years old and married with 7 children, and also cares for 1 grandchild and 1 orphan.

The group has been together for a long time and all members agree that with the loans, life has improved a lot and this has enabled them to send their children to school. Grace would like a loan to expand her business by buying more millet since at the moment, she is able to make 150,000/= as profit a week. She is able to win more customers compared to her competitors because she has music in her bar and she chats with all her customers equally. She hopes to enlarge her bar and include the sale of beer as well as constructing a house and educating her children to university level. She needs a loan to help buy a bag of millet to increase her capital base.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 205
    View loans »
    Uganda Loans Fundraising
  • $31,430,650
    Funds lent in using Kiva
  • 1,861.2
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Grace's Group's $5,000 loan helped a member buying a bag of millet for her business to be able to pay her children's school fees.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 23, 2009
Dec 11, 2009
Currency Exchange Loss:
Apr 15, 2010