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Chen S., 25, is married with three children. She resides in Siem Reap Province, Cambodia, with her husband (pictured) and children. To make a living, she is engaged in the business of selling gasoline in her town, earning an income of US $4 per day. Her husband helps his wife in the business, and he is also a bike repairman, earning an income of US $5 per day. These sources of income help S. and her husband cover the family's expenses. S. and her husband are seeking to improve their standard of living and generate a better income. Therefore, S. is asking for a loan of US $700 to purchase bikes and spare parts for resale.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 255
    View loans »
    Cambodia Loans Fundraising
  • $37,533,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Chen to buy bikes and spare parts for resale.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 26, 2009
Dec 12, 2009
Currency Exchange Loss:
Jul 17, 2010