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Dios Nuestro Ayudador Group
In this Group: Junette, Suzette , Lynda, Lorena, Idana, Bienaime, Juslene, Dibreis*, Guirlande, Natacha
* not pictured
Junette is the coordinator of her group, Dios Nuestro Ayudador (God is our helper), and her story is representative of her group and of Esperanza's Haitian and Dominican (many of whom recently emigrated to the DR from Haiti) clients generally. Her group is located in the area surrounding Puerto Plata, an area where the economy is based on tourism and where running water (which is not potable) and electricity are unreliable. She makes her home here in a simple, rented three-room cement structure with a tin roof, with her husband, brother, brother-in-law, and three children aged 10, 5, and 3.


Junette is excited to be taking her first loan with Esperanza and she believes that it will greatly help her improve her business. She plans to use this loan to invest in her ambulatory business selling clothing, including pants, polo shirts, and shoes, as well as skin creams and perfumes. She sells in the street and also takes orders. She will use the profits to invest in purchasing her own home so that she will no longer have to rent. She thanks you all for your support.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Dominican Republic

  • $7,611
    Average annual income
  • 2
    View loans »
    Dominican Republic Loans Fundraising
  • $8,061,225
    Funds lent in using Kiva
  • 36.0
    Dominican Republic Pesos (DOP) = $1 USD