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Sevinj A. and her family are internally displaced people who have suffered from the war and have lost their home. In 1992, she moved to Bilasuvar city and started her own business. With the loan from AqroInvest Credit Union she was able to purchase her first cow. That is why, seven years ago, she decided to move forward with raising livestock. Every morning, she goes out early so that her beloved cows may graze among the hills all day in the hope that they return happy and satisfied.

Sevinj is motivated to continue in this arduous work by the thought of her future life as she is single and doesn’t have additional financial income. In order to succeed in her business, she seeks to nourish the animals and keep them happy, in the hope of ultimately selling them at a good price. Thanks to her continued activity in her occupation, Sevinj and her elderly parents are able to sustain themselves and this fills her with great satisfaction.

However, with the support of this loan, Sevinj would now like to also purchase more livestock to increase her clientele. She recommended herself as a reliable client with a good loan history. With your support, she will be able to accomplish her business goals.

Additional Information

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 24
    View loans »
    Azerbaijan Loans Fundraising
  • $13,995,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Sevinj to purchase four cows.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jan 26, 2010
Dec 11, 2009
Currency Exchange Loss:
May 17, 2011