Education is the most important gift Filyaz M. can give their three dear children. They believe this because they are responsible parents who work very hard at farming so their children can finish school, an opportunity they never had because they were so poor. Filyaz has worked in agriculture since her wedding, and with the unconditional help of her husband, also buys and sells sheep to meet the family’s other needs. Despite this, she now finds herself with more expenses than expected, and would like a loan to increase the size of her flock. Filyaz and her family are hoping for a favorable response to their request.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.