Patience is 45 years old and married with 3 children. Her husband teaches in a government school and he also helps to support their family. She sells used clothes. This is the high season for sales and she hopes to gain more profits. She says her business is expanding and is looking forward to having a bigger stall in the future. She hopes for a loan in the amount of NGN 100,000 to purchase more used clothes to sell. She says "thanks" to all Kiva lenders.
The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan. http://www.kiva.org/partners/20