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Theresa is 45 years old. She is a widow with five children.

Theresa sells second-hand clothes at retail prices. The demand for her second-hand clothes are high because there are people in her community that cannot afford new clothes.

She hopes for a loan amount of NGN 170,000 to purchase more second hand clothes to sell. She has been in this business for a long time. She hopes to own a boutique in the future. She says thanks to all Kiva lenders.

Additional Information

Important Information

The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan.

About Nigeria

  • $6,100
    Average annual income
  • 415
    View loans »
    Nigeria Loans Fundraising
  • $6,292,750
    Funds lent in using Kiva
  • 151.6
    Nigeria Nairas (NGN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Theresa to purchase more second-hand clothes to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 12, 2009
Dec 10, 2009
Currency Exchange Loss:
Aug 26, 2010