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Helena is 28 years old and is married with four children aged between 1 and 7 years. She and her family live in Musanze, which is approximately two hours drive from Kigali, the capital city of Rwanda.

Helena has been a proven entrepreneur, selling travel items for the past ten years. She employs three people in her business who work from 6 a.m. to 6 p.m. every day except Sunday.

Helena is requesting her first loan from Kiva lenders via Vision Finance Company in order to purchase more travel bags and accessories for the purpose of expanding her business. With this expansion, she hopes to meet the growing demand for travel bags and to attract more customers to her shop. If this strategy is successful, she will earn more profit which she will reinvest in her business and be better able to provide for her family and loved ones.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 11
    View loans »
    Rwanda Loans Fundraising
  • $15,580,500
    Funds lent in using Kiva
  • 567.1
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Helena to purchase additional travel bags and accessories to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 19, 2009
Dec 10, 2009
Currency Exchange Loss:
Aug 15, 2010