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Helena is 28 years old and is married with four children aged between 1 and 7 years. She and her family live in Musanze, which is approximately two hours drive from Kigali, the capital city of Rwanda.

Helena has been a proven entrepreneur, selling travel items for the past ten years. She employs three people in her business who work from 6 a.m. to 6 p.m. every day except Sunday.

Helena is requesting her first loan from Kiva lenders via Vision Finance Company in order to purchase more travel bags and accessories for the purpose of expanding her business. With this expansion, she hopes to meet the growing demand for travel bags and to attract more customers to her shop. If this strategy is successful, she will earn more profit which she will reinvest in her business and be better able to provide for her family and loved ones.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 42
    View loans »
    Rwanda Loans Fundraising
  • $13,302,075
    Funds lent in using Kiva
  • 567.1
    Rwanda Francs (RWF) = $1 USD