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Djiguiya Group
In this Group: Mah , Kadiatou , Fatoumata , Awa , Awa , Bintou
The Djiguiya group comprises six women (two widows and four married women) who are on average 38 years old, with an average of 4 children and living in monogomous families in the Hamdallaye area of the town of Ségou (in the 4th administrative region of the Republic of Mali). They sell a variety of products, as well as doing some catering, and are on their second group loan, having repaid the first without any difficulty. This loan will be used to buy 5 pieces of "pagne wax" (a West African term for highly decorative and colourful fabric), 3 woollen blankets, 3 bedcovers, 65 items of clothing for children (dresses, trouser suits, skirt suits and baby clothes), food seasonings (150 bowls of powder made from the Baobab - or monkey bread - tree, 50 bowls of chili peppers, 1/2 a carton of dried fish, 6 packets of Maggi chicken stock cubes and 60 pieces of potash) 3 bags of groundnut, 5 baskets of fresh fish and 5 cartons of soaps. They buy their stock of fabric and soaps in Bamako, the woollen blankets and bedocvers in Gao, the children's clothing at the large market at Ségou, the food seasonings and the fish at the Château de Ségou market, and the groundnut pods at the weekly fair at Boussin. They sell the children's clothing while walking around the neighbourhoods of Darsalam and Hamdallaye, and the other goods are sold at the Château market, apart from the woollen blankets and bedcovers which are sold to people in their homes. The goods are sold for either cash or credit to a customer base made up of both men and women. They are expecting to make a monthly profit of 30,000 FCFA which will be used for the repayment of loans, but also to contribute to family expenses and social events. Their ambitions are to have a house and to keep their business going.
View original language description ↓
Le groupe Djiguiya est composé de six femmes (deux veuves et quatre mariées) qui ont en moyenne 38 ans, 4 enfants et vivent dans des familles monogames dans le quartier Hamdallaye de la ville de Ségou (4ème Région administrative de la république du Mali).
Elles font le commerce d’articles divers, la restauration et sont à leur 2ème prêt de groupe après avoir remboursé sans aucune difficulté le premier.
Ce prêt sera utilisé pour acheter, 5 pièces de pagnes wax, 3 couvertures en laine, 3 couvre-lits, 65 habits pour enfants (des robes, complet- culottes, complet jupes et des layettes), des condiments alimentaires (150 bols de poudre de feuilles de baobab, 50 bols de piment, 1/2 carton de poisson séché, 6 paquets de maggi poulet et 60 morceaux de potasse), 3 sacs d’arachide, 5 paniers de poissons frais et 5 cartons de savons.
Elles s’approvisionnent en pagnes wax et savons à Bamako, en couvertures en laine et en couvre-lits à Gao, en habits pour enfants au grand marché de Ségou, en condiments alimentaires au marché Château de Ségou, l’arachide en gousse à la foire hebdomadaire de Boussin, en poisson au marché château. La vente des habits pour enfants se fait en ambulant dans les quartiers de Darsalam et de Hamdallaye, les autres marchandises sont vendues au marché château, à l’exception des couvertures en laine et couvre-lits qui le sont à domicile.
La vente se fait au comptant et à crédit à une clientèle composée d’homme et de femmes.
Elles comptent réaliser un bénéfice moyen mensuel de 30.000FCFA qui sera utilisé pour le remboursement des prêts, à la contribution aux charges familiales, à la participation aux évènements sociaux.
Leurs ambitions sont : avoir une maison et pérenniser leurs activités commerciales.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 22
    View loans »
    Mali Loans Fundraising
  • $11,383,950
    Funds lent in using Kiva
  • 441.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD