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Samuel is 27 years old and is married without children. He and his wife live in Musanze, a region of Ruhengeri, in the Northern Province of Rwanda.

Samuel is proud to have been a self-employed businessman for five successful years. He works from 6 a.m. to 6 p.m. every day except Sunday. His wife works in the business of animal husbandry and earns a small income as well.

Samuel is requesting his first loan from Kiva lenders via Vision Finance Company. He plans to use the loan to buy more bags and luggage for sale. Any additional profits will be reinvested in his business in order to improve his financial stability. He also hopes to improve the well being of his extended family and build a secure future for them in the process.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 42
    View loans »
    Rwanda Loans Fundraising
  • $13,302,075
    Funds lent in using Kiva
  • 567.1
    Rwanda Francs (RWF) = $1 USD