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C4352 Berwa Group
In this Group: Vincent, Beatrice, Agnes, Josephine, Ignace, Florien
Vincent is 49 years old, married with 3 children aged between 10 and 15 years of age. He also takes care of 1 dependent from another family who is 11 years old. Vincent is the president of a group called “Berwa”. This group operates a sewing business in Kimironko which is in Kigali, Rwanda's capital city. Berwa employs 9 people and this is its 3rd successful year in operation. The members of Berwa start their work day at 7 AM and work to 8 PM every day except Sunday.



This group is requesting its first loan from Vision Finance Company and Kiva lenders in order to purchase additional sewing machines to increase their capacity. With this loan, Berwa will sew other attractive clothing styles for sale as well as additional sizes and colors. Through the use of this loan, this group hopes to attract more customers to its business and hopefully earn more profit in the process. Any additional funds earned will go to support their families and loved ones.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,000
    Average annual income
  • 27
    View loans »
    Rwanda Loans Fundraising
  • $13,367,925
    Funds lent in using Kiva
  • 567.0
    Rwanda Francs (RWF) = $1 USD