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Riza R., 41, was born on February 14, 1968. She is married to Antonio R. and both are blessed with two children. Born in the province of Masbate, a province just South of Manilas, he now lives in Dasmarinas, Cavite together with her family.

Riza has been a regular member of the Center for Community Transformation* (CCT) for more than two years now. She regularly attends their weekly fellowship meetings and pays her weekly dues consistently. Because of her good repayment performance with her previous loans, she was able to borrow seven times in the CCT’s Cooperative. The reason why she was consistent in paying her loans was because she used all most all the money she loaned to buy and sell various personal products and office supplies to her clients.

Now with your help, she would like to apply for a PHP 18,000 loan. This amount will be mostly used as a source of added capital to her expanding business by buying additional stock and as payment for the monthly amortization of their motorized tricycle.

She dreams that her business will continue to grow so that when the time comes, they will have the resources to send their children to college.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1178
    View loans »
    Philippines Loans Fundraising
  • $63,443,275
    Funds lent in using Kiva
  • 46.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Riza additional capital for buying and reselling personal products and office supplies.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 26, 2009
Dec 10, 2009
Currency Exchange Loss:
May 15, 2010