Un K. is a 32-year-old woman with insufficient capital who lives in the rural area of Phnom Penh city. Un K. produces and sells types of desserts to her villagers or other people who cross the street. Un K.’s husband, who is a motorbike taxi driver, also contributes to the family income. Un K.’s husband wants to replace his existing taxi because it is so small that it can only carry a few passengers and he cannot make much income. Because of that, Un K. would like to ask for a loan to allow her husband to buy a new taxi that is larger than the old one.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.