Mr. Lo T., 42 years old, and his wife, Mrs. Bunna Thaung, 32 years old, are farmers. They grow melon, rice and lotus. This couple doesn’t have enough capital to maintain their farm; therefore, Lo is requesting his first loan of $1,200 to pay for plowing fees and to purchase fertilizer and pesticide. Lo T. and Bunna Thaung were married in 1993 and have two children: one son and one daughter. Both of them are in school. They live along National Road No. 1 about 17 kilometers from Phnom Penh, the capital ciT. of Cambodia.
MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.