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Sam K., age 40, owns and operates a handicraft business whose main activity is selling rattan cupboard. He sells rattan that his wife weaves or he orders from other weavers who live in the village. He uses his horse cart as transportation and it takes a week to sell all his rattan. Sam K. has been facing difficulties transporting his rattan because his horse cart is slow and that affects how he can satisfy the needs of his customers. Because of this problem, Sam K. decided to request a loan to purchase a motorcycle to which he will attach his existing cart, which he will use to transport his product more quickly.

Note: Sam K. was busy selling his product when the photo taken, so his wife is pictured instead.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 54
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Sam to purchase a motorcycle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 25, 2009
Dec 9, 2009
Currency Exchange Loss:
Dec 16, 2010