Sam K., age 40, owns and operates a handicraft business whose main activity is selling rattan cupboard. He sells rattan that his wife weaves or he orders from other weavers who live in the village. He uses his horse cart as transportation and it takes a week to sell all his rattan. Sam K. has been facing difficulties transporting his rattan because his horse cart is slow and that affects how he can satisfy the needs of his customers. Because of this problem, Sam K. decided to request a loan to purchase a motorcycle to which he will attach his existing cart, which he will use to transport his product more quickly.
Note: Sam K. was busy selling his product when the photo taken, so his wife is pictured instead.