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Dekagar Group
In this Group: Stephen B., Nancy, Jonas, Musu, Ruth
Stephen B. J. is the leader of a 5-member loan group called "Dekagar." He is married and has 3 children, ages 4 - 13 years old. His children's educational levels range from Kindergarten to 9th grade. Stephen is a high school graduate, but could not continue to university due to lack of financial support. Stephen and his family live and work in the Duta community of Gbarnga, the capital of Bong County, Liberia.

Stephen sells medical drugs. He buys drugs wholesale and sells retail to residents of his community. Stephen has been running this business for 3 years, and hopes to improve business so that he can open a pharmacy. Stephen's most significant challenge is the irregular payments he receives from customers who owe him money.

Stephen needs this loan to purchase more new goods to improve his business. He dreams of giving his children a better education.

Additional Information

Note on LEAP:

During routine partner monitoring, Kiva learned that LEAP's delinquency data may be understated due to technical problems with their reporting software. Because this report is key to our analysis of the risk of this partner, delinquency or default rates on loans to this partner may be higher than we expect. For further details, see LEAP’s partner page on Kiva.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Liberia

  • 500
    Average annual income
  • 0
    View loans »
    Liberia Loans Fundraising
  • $3,033,800
    Funds lent in using Kiva
  • 65.6
    Liberia Dollars (LRD) = $1 USD