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Chan S., 46, is married with three school-aged children. He resides in Phnom Penh City, Cambodia, with his wife and children.

S. and his wife are engaged in growing morning glories (a kind of vegetable), earning an income of approximately US$13 each per day. This income helps cover the family expenses, especially the children's future education.

S. and his wife are seeking to improve their standard of living and to generate a better income. Therefore, S. is asking for a loan of US$1,200 to purchase morning glory seeds and wooden poles to grow more morning glories to meet his customers’ demands.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 305
    View loans »
    Cambodia Loans Fundraising
  • $37,569,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Chan to buy morning glory seeds and wooden poles.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 23, 2009
Dec 9, 2009
Currency Exchange Loss:
Jan 16, 2011