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Nou S., 51, is married with four children. He resides in Phnom Penh City, Cambodia, with his wife (pictured) and children.

Both S. and his wife are employed in a private company producing cigarettes, earning an income of approximately US$4 each per day. The family is also assisted by three of their children who are currently employed at different workplaces. These sources of income from S., his wife, and the children help cover the family expenses especially that of his children’s education in the future.

S. and his wife are seeking to improve their standard of living and generate a better income. Therefore, S. is asking for a loan of US$900 to repair parts of his house to rent.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 229
    View loans »
    Cambodia Loans Fundraising
  • $37,987,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Nou to repair part of his house to rent.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 12, 2009
Dec 8, 2009
Currency Exchange Loss:
Jun 17, 2011