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Mao S., 54, is married with three children. She resides in Phnom Penh City, Cambodia with her husband (pictured) and children. S. is employed in a Christian institution, earning an income of US $4 per day. Her husband operates his motorbike as a taxi driver at a local market in the city, earning an income of US $3 per day. With his available time from his current work, he uses his skill painting to generate more income. Both sources of income help cover the family expenses, especially those for the children’s education. S. and her husband are seeking to improve their standard of living and generate a better income. Therefore, S. is asking for a loan of US $1,000 to purchase painting equipment to expand the business.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 268
    View loans »
    Cambodia Loans Fundraising
  • $37,517,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Mao to buy painting equipment.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 13, 2009
Dec 8, 2009
Currency Exchange Loss:
Jun 17, 2011