The income of her husband is not enough to meet the needs of their family. There came an opportunity to join ASHI (Ahon sa Hirap, Inc.), an MFI and Kiva partner in the Philippines, in the year 2005. She was given hope and opportunity to have access to capital, so she started her sari-sari store (a small retail store for different goods). This simple business brings them good income. Currently on her fifth loan, she requests 15,000 Philippine pesos as additional capital to purchase more stock to meet the demands of her consumers.
Gina hopes that, with ASHI and Kiva lending a hand, she can fulfill her dreams in life: sending her only child to school until she finds a job and improving her business. She even plans to expand her sari-sari store into a grocery store (a big store supplying all the needs of her consumers). She also hopes for a comfortable house to live in and a happy family.
Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”
Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.
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Success!! The loan was 100% repaid