Reyna Fabiola C. Jirón is a 31 year-old woman who has a business selling groceries. She started this business with initial capital of C$30,000.00 that she obtained from a loan 10 years ago. This business is located in the Israel Lewite market on the third sidewalk next to the perishables.
The loan that she requests will be invested in her business, buying inventory to stock her store so that she can keep up with her competition. These types of stores have high sales in the current season due to the festivities.
She is married, with 2 children in her care, one of whom is school-aged. She says that previous to having this business she was a domestic worker.
She has had 6 loans with CEPRODEL over a period of 2 years which have been invested in her business and have made it grow, diversifying her products; all of this is thanks to the financings granted by CEPRODEL.
La señor Reyna Fabiola C. Jirón, es una señora de 31 años de edad emprendedor de un negocio de venta Abarrotería .El cual comenzó con un capital inicial de C$30,000.00 que lo adquirió producto de un préstamo hace 10 años. Este negocio está ubicado en el Mercado Israel lewite tercer anden contiguo a los perecederos.
El crédito solicitado es para invertir en capital de trabajo del negocio; Como es la compra inventario para surtir la abarrotería para competir con la competencia, que se vende mucho en esta época del año por las festividades.
Ella esta casado, con 2 hijos a su cargo, uno en edad escolar. Dice que antes de tener este negocio ella trabajaba como domestica.
Lleva 6 créditos en CEPRODEL a lo largo de 2 años los cuales ha invertido en su negocio con los que ha ido creciendo, diversificando sus productos, esto gracias a los financiamientos otorgados por CEPRODEL.
This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.