Nilda already had a general store before she joined NWTF-Project Dungganon in 1997, but she was able to expand her operations by selling her products in the nearby school, earning more income from a bigger customer base. She even expanded to selling food, and this has become a stable source of income, earning about 19,800 PHP per month. Her previous loan of 29,500 PHP was well utilized as working capital for her general store and now she is borrowing the same amount to continue sustaining the business momentum of her general store and food vending business.
In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project "Dungganon" (a Hiligaynon word that means "Honorable"). Through the alleviation program, NWTF is empowering these women to progress out of earning less than $1 a day to achieve realities that surpass even their dreams. They have taken a life path that will ultimately make them "Dungganon" -- a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work.
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On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>
About Negros Women for Tomorrow FoundationNegros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.
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