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Melanie is from Punta Aplaya, Bago City Negros Occidental. She is 41 years old and married to Rodrigo B.. They have seven school-age children. Her husband is a tricycle transportation driver. Since she joined with Project Dungganon, Melanie's perseverance and eagerness to improve her family's life has turned out in a positive way. She always dreamed of so many good things for her children, and she wants the best for them. Her husband Rodrigo has never failed to help their businesses. They keep on supporting each other in terms of how they will raise their children properly and how to handle their businesses to expand it. Sometimes it's hard, but they keep their faith and trust everything to God.

Melanie used to be a vendor when she was younger. Her parents taught her to become independent to be able to survive. She sells fish and shrimp in the market, where she has many regular and loyal customers who buy her products. She is saving money for the education of her children and for future emergencies. She's hoping that all her children will be able to finish college and get a stable job, or be established in a gainful livelihood, because she does not want them to have no skills with which to support their own families in the future.

About NWTF:
In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress out of earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1600
    View loans »
    Philippines Loans Fundraising
  • $60,713,650
    Funds lent in using Kiva
  • 46.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Melanie additional working capital.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 6, 2009
Dec 7, 2009
Currency Exchange Loss:
Jun 15, 2010