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La Reforma 7 & 8 Group
In this Group: Altagracia, Alexandra, Elmita, Tazilia, Gela, Maria, Solanger, Berta, Filomena, Anita
Altagracia, 45, is a borrower who lives near San Pedro de Macorís, Dominican Republic. She is the coordinator for her group, La Reforma (Reform), and her story is representative of the other borrowers in the group.



Altagracia lives with her husband and nine children in a simple home built by the local sugar company. Their home is in a batey; bateyes are poor rural communities built by Dominican sugar companies to house their field workers. Over the years, conditions in bateyes have drastically deteriorated, and they now have very little access to electricity, potable water, or medical services. Despite these difficulties (and a full house!), Altagracia runs a successful miscellaneous store from her home. With this loan, her fifth with Esperanza International, she will purchase foods (oil, flour, chicken, and coffee), clothing, shoes, and gasoline. Altagracia will then sell these items at a small markup to her neighbors and community.



Altagracia is very proud of her business’ success. She has slowly but surely increased her inventories and seen her profits rise. One of Altagracia’s sons is currently studying at the university in San Pedro, and she hopes that the rest of her children will also have that opportunity. With additional profits, Altagracia hopes to soon buy a display for the food that she sells. This will make her items more attractive to her customers and bring in more business. Thank you for lending to Altagracia and La Reforma group!

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Dominican Republic

  • $7,611
    Average annual income
  • 0
    View loans »
    Dominican Republic Loans Fundraising
  • $7,927,450
    Funds lent in using Kiva
  • 36.1
    Dominican Republic Pesos (DOP) = $1 USD