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Maurice is 32 years old. He is married and has two children ages 1 and 17 years old. He also cares for two dependents from another family. Maurice's wife works, as well, selling clothing at a local store. She earns 30,000 RWF/month (approximately $US 60.00). The K. family lives in the Gasabo District, a region of Kigali, the capital of Rwanda.

Maurice opened a music studio and recording business just last year. He also sells musical instruments. Maurice is proud to be a self-employed businessman. The hours of his business require that he works from 8 AM to 6 PM every day except Sunday. He employs one person in his business as a helper.

Maurice is requesting his first loan from Kiva lenders via Vision Finance Company to expand his business by buying musical instruments to sell and buying a computer to compose and record music. Maurice hopes his customers will be pleased with these new offerings. With this loan, Maurice hopes he will be able to expand his young business into a thriving enterprise and continue to support his family and build a secure future for them.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 12
    View loans »
    Rwanda Loans Fundraising
  • $13,437,050
    Funds lent in using Kiva
  • 566.7
    Rwanda Francs (RWF) = $1 USD