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This photo is of Amil S., a young man who plays the "tar" which is a national musical instrument in Azerbaijan. This talented 21-year-old man plays the tar at weddings. He has been in this business for three years.
Amil lives in the Fuzuli region and is single.
He plans to go to weddings and to also play the guitar. Therefore he is applying to Kiva for a loan of 2000 AZN to buy a guitar to improve his business.

Additional Information

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.

About Azerbaijan

  • $10,800
    Average annual income
  • 30
    View loans »
    Azerbaijan Loans Fundraising
  • $14,344,150
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Amil to buy a guitar.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 1, 2009
Dec 7, 2009
Currency Exchange Loss:
Jul 15, 2011