Lach P. is a humble villager living in the rural area of Phnom Penh, where she owns farmland that she plants with different kinds of crops to earn a living. Her husband works with her on the farm and also raises cows. This couple has a daughter and two sons. Both of their sons are construction workers and contribute their income for the family’s daily expenses. Lach P. always finds it hard to travel because she has no vehicle for transportation. She would like a loan from Kiva which will allow her to buy a used motorcycle for her family's transportation.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.