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María Elisa
In the area of Leon, specifically in the Terminal Market, Maria Elisa L. works selling local snacks known as guirilas and elotes (roasted corn and tortillas). Maria runs her small stand in the market from 4 in the morning until evening. It's important to highlight that she has managed to grow her business with a lot of hard work. She is requesting this loan so that she can buy the corn she needs to make the snacks. She would also like to purchase fruit, such as apples, grapes and bananas to sell from her stand as well.
View original language description ↓
En el departamento de León, específicamente en el mercado La Terminal, la señora María Elisa L. se dedica a laborar en su establecimiento de venta de güirilas y elotes ofreciéndolos diariamente en su establecimiento a partir de las cuatro de la mañana hasta el atardecer.
Es de importancia destacar que ella ha logrado mejorar las condiciones de su negocio con mucho ahínco y la razón por la que está solicitando el crédito es para comrprar el maíz para hacer las güirilas y a la vez vender los elotes. También lo invertirá para la compra de frutas como manzanas, uvas y bananos para continuar ofertándolos en su localidad.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 106
    View loans »
    Nicaragua Loans Fundraising
  • $24,828,400
    Funds lent in using Kiva
  • 20.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped María Elisa to purchase corn for the local snacks she makes and sells, as well as various fruit to offer her customers.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 17, 2009
Dec 4, 2009
Currency Exchange Loss:
Apr 15, 2010