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This is a lady who is married and the mother of three. She opened her own shop in which she provides secretarial services. She has included with this business the sale of school supplies. She has twice had a loan already that she has repaid. She would like to re-energize her business. She's therefore requesting a loan from WAGES to buy two boxes of A4 paper, ten boxes of paper clips, three boxes of ink pens, and a variety of school items.
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Cette dame est mariée et mère de 03 enfants, elle a ouvert sa propre boutique dans laquelle elle fait des services de secrétariat. Elle a associé à cette activité le commerce des articles scolaires. Elle a déjà obtenu 2 fois du crédit qu’elle a bien remboursé, elle souhaiterait redynamiser son commerce, elle sollicite alors de WAGES un crédit pour l’achat de 2 cartons de papiers A4, 10 boîtes de trombones, 3 boîtes de stylos et divers articles scolaires.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,700
    Average annual income
  • 6
    View loans »
    Togo Loans Fundraising
  • $8,707,775
    Funds lent in using Kiva
  • 434.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,175 helped Houmassi a4 paper, boxes of paper clips, boxes of pens, etc.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 2, 2009
Dec 3, 2009
Currency Exchange Loss:
Jan 15, 2011