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Myla A. is a 40-year-old entrepreneur living in Silang, Cavite. Her husband, Librado, 41, is a volunteer member of the local community peacekeepers. Two of their three children are now college students and the youngest is in high school.

Myla owns and manages a general store which she started ten years ago. She also sells electronic load credits for mobile phones. Myla is also into buying and selling jewelry, which she offers to customers on an installment basis. She also finds time to sell boneless bangus (milk fish). She is now earning around $860 a month from these business activities. She uses her profits to help provide the daily basic needs of the family, especially her children’s education.

In 2007, she came to know about the Kiva field partner, the Center for Community Transformation (CCT) Credit Cooperative, and became a member. She is now on her 8th loan cycle. She is asking for a new loan in the amount of 50,000 PHP to purchase more grocery items to sell at her store.

Just like many others, it’s been her desire to find her way out of poverty, and she sees education as the best tool to equip her children for their future. That is why she works hard to support their studies.

About CCT

The Center for Community Transformation (CCT) is an organized Christian response against poverty and social injustice. This is carried out through the fusion of social development initiatives and evangelical mission in a uniquely Filipino context. It serves urban and rural poor communities throughout the Philippines, in pursuit of its desire to see changed lives, strong families, and transformed communities centered in the Lordship of Jesus Christ. CCT is a member of the Five Talents family.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 885
    View loans »
    Philippines Loans Fundraising
  • $63,374,250
    Funds lent in using Kiva
  • 47.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Myla to purchase more grocery items to sell.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Nov 10, 2009
Dec 3, 2009
Currency Exchange Loss:
May 15, 2010