Trebol De 4 Hojas Group
ANTONIA is one of the members of the Trebol D. 4 Hojas Bank, she is one of the founders, and she is serving as the bank representative and president and is continuing to serve as the representative of the Communal bank. During her time with the bank, she has learned to be the highest saving member of her group. Her business is the sale of flowers and candles in churches. She very demanding of her fellow borrowers.
CINTHYA LICETTE is the secretary of the Communal Bank. She is one of the members who helped found the bank, and in her tenure, she has shown herself to be very responsible with her repayments. Her business is cell phone sales and she is soliciting this loan to buy merchandise.
ANA is the member who serves as the treasurer of the bank. Like the other members, she is a founder of the bank. Her business is working with glass and she will use this loan for working material. As part of this bank, she has learned to work well with her peers and to always be punctual, arriving at the right time for payments.
About EmprenderEmprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid