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Rosalie L. lives in Ilayang Pulo, Silang, Cavite. She is 43 years old. Her husband Recto is a driver. They have six children, one of whom is already working and the rest are still in school. Rosalie manages a plant nursery where she takes care of and sells ornamental and flowering plants. This business has been providing for her family for many years. She also manages the operation of their motorized tricycle transport. She earns P14,000.00 a month.

The Center for Community Transformation (CCT) Credit Cooperative has been her source of business capital since she joined. It has provided her the necessary assistance she needs for the continuity of her business. She has just finished repaying her previous loan with the Cooperative. She used the loan to buy plant pots and fertilizers. From her profits, she was able to buy a service vehicle and another tricycle.

Rosalie applied for a new loan of P17,000.00. She will use the funds to buy more plant seedlings, organic fertilizers and plant pots. She hopes to put up another nursery in the next town soon.

About CCT

The Center for Community Transformation (CCT) is an organized Christian response against poverty and social injustice. This is carried out through the fusion of social development initiatives and evangelical mission in a uniquely Filipino context. It serves urban and rural poor communities throughout the Philippines, in pursuit of its desire to see changed lives, strong families, and transformed communities centered in the Lordship of Jesus Christ. CCT is a member of the Five Talents family.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $1175
    Average annual income
  • 305
    View loans »
    Philippines Loans Fundraising
  • $52,207,900
    Funds lent in using Kiva
  • 47.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Rosalie to purchase plant pots and fertilizers and maintain their tricycle.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Nov 5, 2009
Dec 2, 2009
Currency Exchange Loss:
May 15, 2010