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Ginna Denisse
Ginna Denisse is 25 years old and does not have any children. She has a degree in accounting and has worked as a cashier at Bancentro Juigalpa for four years. She lives with her mother, who gave her a small space to build her own house. Little by little, she has been setting it up, putting ceramic in the living room and constructing two bedrooms. However, they still need to build a small garage, for which she is requesting her second loan. She has plans to get married, and her future husband has a vehicle, which needs to be kept in a safe place. Her fiancee works as a medical salesman in the adjacent municipalities and supports her in this process, since together they desire to have a home that is adequate for when they have children. Despite both of them being young, they are very responsible with their commitments. Ginna is loved by her coworkers and has a goal to continue studying in order to obtain better job opportunities that will allow her to keep improving her house.
View original language description ↓
Ginna Denisse de 25 años es soltera, no tiene hijos, es Licenciada en Contabilidad, trabaja en BANCENTRO Juigalpa desde hace 4 años como cajera, habita junto a su mamá, quien le dio un pequeño espacio para construir su casita la cual ha ido acondicionando poco a poco poniendole ceramica a la sala y construyendo 2 cuartos, sin embargo les falta construir un pequeño garaje por lo que esta solicitando su 2do credito, pues tiene planes de matrimonio y su futuro esposo tiene un vehiculo y necesitan dejarlo en un lugar seguro, el novio trabaja como agente vendedor de medicamentos en los municipios aledaños y le apoya en esta gestion, ya que juntos desean que su hogar tenga las condiciones necesarias para cuando lleguen los hijos. A pesar que ambos son jovenes son muy responsables con sus compromisos, Ginna es muy querida por sus compañeros de trabajo y tiene como meta seguir estudiando para lograr obtener mejores oportunidades de trabajo que le permitan seguir mejorando su casa.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 90
    View loans »
    Nicaragua Loans Fundraising
  • $24,741,875
    Funds lent in using Kiva
  • 20.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Ginna Denisse construction of a garage.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 28, 2009
Dec 1, 2009
Currency Exchange Loss:
Jul 15, 2010