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Renecer De Ayar Maca Group
In this Group: Braulia, Gloria, Maximiliana, Bertha, Maria, Olimpia, Rolando, Sonia, Maria Isabel, Maria, Ceferino, Feliciana, Alejandrina, Demetrio
The members of the Communal Bank “Renecer de Ayar Maca” have lived in the community of Ayar Maca since birth. The community is located 20 minutes away by car from the town of Chinceros and one hour away from the city of Cusco.

The members divide their time among their household activities, farming, raising animals, making crafts, and managing their small businesses. The agricultural products they sell include potatoes, corn, and vegetables. They raise small livestock such as poultry and guinea pigs. In addition, they sell handicrafts to tourists that pass through the community. They have been working for several years and have done very well as a result of the effort they invest into these endeavors. The members are hardworking, enterprising people who want to succeed for the sake of their children. They are requesting a loan to buy animals, seeds, and products for the harvesting and planting seasons. This will increase their business capital, help them generate more income, and provide their children with a better quality of life.

The members value and appreciate this opportunity and commit to making their payments on time.

View original language description ↓
Nuestros socios, pertenecen al banco comunal “RENECER DE AYAR MACA”, viven en la comunidad Ayar Maca desde su nacimiento, ellos están situados a 20 minutos en auto de la localidad de Chincheros y ubicados a 1 hora de la ciudad del Cusco.

Nuestros socios alternan sus diversas actividades del hogar, con la agricultura, ganadería, artesanía y el comercio minorista.
En el comercio de la agricultura los socios venden papas, choclos y verduras. Ellos crían animales menores tales como las aves de corral y cuyes. Ellos se dedican a la venta de artesanías a los turistas que están de pasada por la comunidad. Ya son varios años que trabajan y le ha ido muy bien gracias a todo el empeño que pone en su trabajo, nuestros socios son personas trabajadoras y emprendedoras que quiere casar a adelante a sus hijos. Los socios requieren el préstamo para comprar animales, semillas y productos para la cosecha y la siembra así poder aumentar el capital del negocio y así tener mayores ingresos y darles a sus hijos una mejor calidad de vida.

Los socios valoran y agradecen el préstamo otorgado mediante este medio y así mismo se comprometen a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 98
    View loans »
    Peru Loans Fundraising
  • $58,947,825
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Renecer De Ayar Maca Group's $3,125 loan helped a member purchase animals, seeds, and various supplies for the harvesting and planting seasons.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 25, 2009
Dec 1, 2009
Currency Exchange Loss:
Jun 15, 2010