God Comes First Group
Her business is the sale of general goods. She buys general goods wholesale and sells at retail to residents of Frog Island Community. Felecia has been running this business for two years, and is hoping to expand her business into a shop. Bad road conditions is a difficulty Felecia faces when transporting goods from wholesale to her business site. She talks to customers in a good manner in order to encourage them to always come to patronize her business.
She needs this loan to purchase new kinds of goods to improve her business. Felecia dreams of building a house for her family in the near future.
Note on LEAP:During routine partner monitoring, Kiva learned that LEAP's delinquency data may be understated due to technical problems with their reporting software. Because this report is key to our analysis of the risk of this partner, delinquency or default rates on loans to this partner may be higher than we expect. For further details, see LEAP’s partner page on Kiva.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid