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Alfa Y Omega 1,2 & 3 Group
In this Group: Ana, Jose , Deyanira, Yackelin, Digna, Buenaventura, Milagros, Maria, Lidia, Maria, Dionisia, Jose , Yaniris, Maria, Cruz
Ana is the coordinator of her group Alfa y Omega (Alpha and Omega), and her story is representative of her group and of Esperanza's Haitian and Dominican clients generally (many of whom recently emigrated to the DR from Haiti). Her group is located in the areas surrounding Santiago, the DR's second largest city, which is located in the Cibao valley and is famous for agricultural production. In this area, however, running water (none of which is potable) and electricity are unreliable. She makes her home here in a simple structure with her husband and 4 children.

Ana is excited to be taking her second loan with Esperanza after having successfully repaid her previous loan. She plans to use this loan to invest in her business, selling a variety of items that she has identified a market for, including inexpensive jewelry, shoes, and perfumes. She will use the profits to invest in her family and improving her home. She thanks you all for your support.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Dominican Republic

  • $7,611
    Average annual income
  • 2
    View loans »
    Dominican Republic Loans Fundraising
  • $8,061,225
    Funds lent in using Kiva
  • 36.0
    Dominican Republic Pesos (DOP) = $1 USD