Check out some available loans that are similar to this one!
Prosperidad Y Exito Group
In this Group: Dolivethy, Madeleine, Candelaria, Julia Estela, Josefa, Janina Vanessa, Nancy, Elsa Aurora, Rita Haydee, Lilly Elizabeth, Maria Isabel, Magdalena*
* not pictured
For one year and four months, Dolivethi has been a member of the “PROSPERIDAD Y ÉXITO” [Prosperity and Success] group, for which she holds the post of president. She lives in the Rivera neighborhood of Chillón, a new and prosperous area. She tells us that at first there were few businesses in the area, and she was one of the first to open an Internet café. Since that service had not previously existed in the neighborhood, and her business was the only one, she attracted many customers. Later, even though competition arose, she was able to maintain her success through hard work, dedication and excellent service that kept customers coming back to her business. At the same time, she also ventured into the minimarket business and has recently started a company.

What fascinates her most is the field of food service, which she considers her specialty. She prepares food for events and activities; she is well-known in this field and receives many contracts. In the future, she would like to formalize this business and create a brand and patent. She receives much support from EDAPROSPO; she will always remember the time when she was walking through the market and found a poster that had been tossed on the ground which talked about the loans offered by EDAPROSPO, and she decided to form her group with friends from the neighborhood. She believes that the loans she has received have helped her improve her business, since with the profits she was able to purchase display cases and equipment to enhance it. She will use the current loan to buy merchandise for her minimarket; she knows that the Christmas holidays are approaching and the sales volume will be high.

*In the photo, on the right-hand siD., two passive partners appear as guests; Dolivethy is standing up and is the fourth from the right.
View original language description ↓
La señora Dolivethi tiene un año y cuatro meses formando parte del grupo “PROSPERIDAD Y ÉXITO” donD. tiene el cargo D. presidenta. La señora vive en la Urb. Rivera D. chillón una zona nueva y prospera, ella nos cuenta que al inicio era una zona donD. no había muchos negocios es así que es una D. la primeras en poner el negocio D. cabinas D. Internet; pues en aquel lugar no se contaba con ese servicio siendo la única capto muchos clientes posteriormente a pesar que le salio competencia, ella pudo salir adelante por su empeño, dedicación y su buen trato hizo D. que sus clientes siempre acudan a su negocio, por otro lado también se esta iniciando en el negocio D. minimarket que recién a formado en sociedad.
Lo que mas le fascina es el rubro D. alimentos ya que considera que es su especialidad, ella prepara comidas para eventos y actividades por lo que es conocida en ese rubro y tiene muchos contratos; lo que le gustaría en el futuro es formalizarse y crear una marca y patente. Por parte D. EDAPROSPO ella recibe mucho apoyo y siempre recuerda cuando caminando por el mercado encontró un afiche tirado en el suelo que hablaba sobre los prestamos que EDAPROSPO otorgaba y así deciD. formar su grupo con amigas del barrio, considera que con los prestamos que recibió mejoro su negocio ya que con su ganancia pudo comprar vitrinas y enceres para mejorarlo. Su actual préstamo lo usara para comprar mercadería para su minimarket, sabe que se acerca las fiestas naviD.ñas y habrá mucha venta.


*En la foto al lado derecho aparecen como invitadas 2 socias pasivas la Sra dolivethy esta D. pie es la cuarta D. la derecha.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 90
    View loans »
    Peru Loans Fundraising
  • $56,033,925
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Prosperidad Y Exito Group's $4,425 loan helped a member buying merchandise for her minimarket.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 20, 2009
Listed
Dec 1, 2009
Currency Exchange Loss:
Covered
Ended:
Jun 15, 2010