Apolinaria has a stand where she sells a variety of wonderful fruit juices, such as papaya juice, plantain juice, etc. The members Elizabeth, Lelia, Maria Laura and MatilD. work at teaching in various schools in Cuzco. They are working to learn to use information technology in order to teach their students.
Our member Manuela is an administrative assistant for the municipality of the District of San Sebastian. Others of our members work at selling handicrafts such as portraiture pottery, necklaces and ornaments characteristic of Cuzco, and many other things.
Our member Martha is 36 years old and is the coordinator for Vaso D. Leche (Glass of Milk). This social assistance program provides support to women of low economic resources. Martha is married and has a son, and she understands what hard work it is to have a child and to educate him. That's why she assists with this social program.
The other members are working at transportation services and selling toys at the Sunday Fairs in Cuzco.
The members are requesting this loan for their use as working capital in order to increase their products and also their sales, so that they can proviD. a better quality of life for their families.
The members value and appreciate the loan bestowed by this means, and at the same time they promise to comply with the installment payments according to the established plan.
Apolinaria tiene un puesto D. negocio donD. venD. ricos jugos D. varias frutas como jugo D. papaya, jugo plátanos, etc. Las socias Elizabeth, Lelia, Maria Laura y MatilD. se dedican a la enseñanza en diversos colegios del Cusco, ellas se esfuerzan por aprender a usar las tecnologías D. la información para enseñar a sus alumnos. La socia Manuela es asistente D. administración en la municipalidad del distrito D. San Sebastián. Otra D. nuestras socias se dedica a la venta D. artesanías como huacos retratos, collares, adornos con las características del Cusco y muchas cosas más. La socia Martha tiene 36 años es coordinadora del vaso D. leche. El programa social D. vaso D. leche es para apoyar a mujeres D. bajos recursos económicos, Nuestra socia Martha es casada y tiene un hijo y comprenD. lo muy trabajoso que es tener un hijo y educarlo y por eso ayuda en el programa social. Los otros socios trabajan haciendo servicio D. transportes y vendiendo juguetes en la ferias dominicales del Cusco.
Los socios solicitan el préstamo para que lo utilicen como capital D. trabajo y asi D. esta manera incrementar sus productos y aumentar sus ventas, para dar mejor calidad D. vida a sus familias
Los socios valoran y agradecen el préstamo otorgado mediante este medio y así mismo se comprometen a cumplir con el pago D. sus cuotas en el plazo establecido.
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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