San Juan Group
Gladys tells us that the work requires a lot of sacrifice, but it is very profitable and satisfactory. With her work she is able to cover the university expenses of her oldest daughter who is studying accounting.
Her next goal is to save to buy a house. She and her family live in her mother’s house.
The loan she is asking for is to supplement and equip the restaurant. She will use part of the loan to buy wine.
HACE CINCO AÑOS, INICIÓ SU NEGOCIO DE L. VENTA DE VINOS EN SU CASA, ESTO CON L. IDEA DE JUNTAR UN CAPITAL E INICIAR UNA EMPRESA FAMILIAR. ES ASI QUE ALQUILARON UN LOCAL PARA INAUGURAR UN RESTAURANTE, DONDE TODA L. FAMILIA PARTICIPA Y TRABAJAN TODOS LOS DÍAS. ES UN RESTAURANT MUY CONCURRIDO DONDE OFRECEN COMIDAS MARINAS Y CRIOLLAS.
GLADYS NOS COMENTA QUE ES UN TRABAJO MUY SACRIFICADO, PERO MUY RENTABLE Y SATISFACTORIO.
CON SU TRABAJO PUEDE CUBRIR LOS GASTOS DE L. UNIVERSIDAD DE SU HIJA MAYOR QUIEN ESTUDIA CONTABILIDAD. SU PROXIMA META ES AHORRAR PARA COMPRAR SU CASA, YA QUE ELL. Y SU FAMILIA VIVEN EN L. CASA DE SU MAMÁ.
EL PRESTAMO SOLICITADO LO UTILIZARÁ PARA COMPLEMENTAR Y EQUIPAR EL RESTAURANT E INVERTIR UNA PARTE EN L. COMPRA DE VINOS.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid